Reports and Briefing Notes

Towards more effective savings incentives: a report of PPI modelling for AEGON

During 2010 AEGON undertook new research looking at the potential impact of saving incentives on the overall levels of pension saving, on the number of savers and the overall impact on Government expenditure, households, and the long-term pension and saving industry. 

AEGON sponsored the PPI to provide economic modelling to assess the potential impact of alternative policy scenarios on saving incentives. This has involved modelling the financial impact of a range of potential policy reform scenarios, and the impact of possible behavioural changes associated with those reforms. 

This report sets out the results of the modelling analysis, alongside descriptions of the models used by the PPI to undertake this analysis, the assumptions used within those models, and the behaviour changes ascribed to policy changes.  

This report should be read in conjunction with the report describing the consumer research undertaken for AEGON, and the AEGON summary report also produced as part of this project.

Executive Summary