In 1997, Harriet Harman, then Secretary of State for Social Security, appointed an independent group of experts to report on pension provision in the United Kingdom. The Pension Provision Group (PPG) was chaired by Tom Ross OBE. The PPG’s report, We all need pensions, concluded that Britain needed 

‘an organisation, independent of government, with lead responsibility for accumulating, analysing and publishing information about current and future pension provision’.

On 22 January 2001, the Pensions Policy Institute was formally established to be that organisation. We have been the constant voice of reason in the debate about the future of retirement ever since.

Today, the need for the PPI is as strong as it was in 2001. The retirement landscape is constantly evolving through legislative change, technological innovation, and economic pressures. 

The stakes are high. The challenges are real. Yet, with better evidence and deeper understanding, we can build a retirement system that works for everyone.